# WizeFive Smart Allocations

> Smart Allocations algorythm


## Posts

- [Why 90% of Investors Fail—And How WizeFive's Monthly Rebalancing Beats the Market](https://wizefive.com/wizefives-monthly-rebalancing-beats-the-market/):  The $1.7 Million Mistake Most Investors Make (And How to Avoid It) Here’s a sobering truth: A $100,000 portfolio that underperforms the S&P 500 by just 2% annually costs you $1.7 million over 30 years. The culprit? Emotional decision-making, inconsistent execution, and portfolio drift. WizeFive eliminates these wealth destroyers with algorithmic precision. Here’s exactly how our systematic monthly rebalancing methodology turns market intelligence into compounding wealth. 🎯 The WizeFive Edge: Precision Timing That Compounds The Last-Trading-Day Close → First-Trading-Day Open Formula Every last trading day of the month at 4:00 PM EST, while most investors are guessing, our algorithm is calculating: […]
- [Last Quarter 24 performance](https://wizefive.com/last-quarter-24-performance/): During the last quarter, the Wizefive composite algorithm selected the following stocks: Taking into account the dynamic allocations, we rebalanced the portfolio at the end of each month based on market performance and the overall S&P 500 composition. Start_date Ticker1 Ticker2 Ticker3 Ticker4 Ticker5 2024-09-30 ORCL TSLA WMT PM AVGO 2024-10-31 PM ORCL TSLA NVDA WMT 2024-11-29 TSLA NFLX ORCL WMT NOW Performance Start_date Performance of the month  Performance YTD Performance over 12 months 2024-09-30 1.33% 25.67% 30.32% 2024-10-31 10.54% 39.92% 44,91% 2024-11-29 5.08% 45.50% 40,34% What does this mean for personal investment? If you invested 10,000 EUR with the suggested […]
- [Can you consistently beat the global index with just 5 stocks ?](https://wizefive.com/can-you-consistently-beat-the-global-index-with-just-5-stocks/): The answer is YES!!! The Wisefive strategy outperforms the MSCI World Index in 79% of cases, or rather years. The one and only year where Wisefive was beaten by the MSCI World Index and ended negative was 2014, when Wisefive lost 3.56%. This is hardly a concern for an accessible strategy that has delivered an average annualized performance of over 22% per year compared to 5.72% for the MSCI World Index. Subscribe Facebook LinkedIn WhatsApp
- [The easiest way to invest with Trade Republic](https://wizefive.com/the-easiest-way-to-invest-with-trade-republic/): Easy way to invest in EUR with Trade Republic
- [Stop drawing lines on charts.](https://wizefive.com/stop-drawing-lines-on-charts/): Since 2000, the worst drawdowns our strategy experienced were around -22,10% (on a month-to-month basis).  During the same time period, the MSCI World index had a major drawdown losing around 56,18%. The performance of the MSCI World Index, three years after it began its decline leading to this maximum drawdown, was -44.64%, representing an annualized drop of -17.89% (meaning you would have lost an average of 17.89% per year). Over the same period, our strategy would have grown your wealth by 11.71%, at an annualized rate of 3.76%. When markets trend down – why stick around if you don’t have to? […]
- [I'm afraid of volatility—how can I take less risk ?](https://wizefive.com/im-afraid-of-volatility-how-can-i-take-less-risk/): If volatility concerns you, reducing the weight allocated to Wisefive to 70% would align its volatility with that of the MSCI World Index (approximately ±15%) while still delivering an annualized return of 15.06%, compared to 5.72% for the MSCI World Index. For example, €25,000 invested on January 1, 2000, in Wisefive would have grown to €952,726.09, compared to €100,006.22 for the MSCI World Index. Earning more while losing less… Subscribe
- [ALLOCATION OF DEC 24](https://wizefive.com/allocation-of-dec-24/)
- [ALLOCATION OF NOV 24](https://wizefive.com/allocation-of-nov-24/)
- [Is there a best month to invest ?](https://wizefive.com/is-there-a-best-month-to-invest/): It’s November!  Take a look :   Nearly 92% of the time, the month of November has been positive. Since the start of our backtests, only 2008 and 2013 recorded negative performances. An investor relying solely on this statistic and investing exclusively in November since January 2000 would have achieved a cumulative return of 205% to date. Specifically, by allocating €25,000 every November 1st and selling on the last day of November based solely on this November signal, their portfolio would now exceed €76,000—more than tripling the initial investment. Subscribe
- [ALLOCATION OF OCT 24](https://wizefive.com/allocation-of-oct-24/)
- [ALLOCATION OF SEP 24](https://wizefive.com/allocation-of-sep-4/)
- [ALLOCATION OF AUG 24](https://wizefive.com/allocation-of-aug-24/)
- [ALLOCATION OF JUL 24](https://wizefive.com/allocation-of-jul-24/)
- [ALLOCATION OF JUN 24](https://wizefive.com/allocation-of-jun-24/)
- [ALLOCATION OF MAY 24](https://wizefive.com/allocation-of-may-24/)
- [The rise of digital wallets: a fintech game-changer](https://wizefive.com/standard-post/): When evaluating potential agencies, consider their expertise in various aspects of branding and design.
- [Saving smarter: practical tips for financial stability](https://wizefive.com/video-post/): The concept of a multi-brand system has gained traction, allowing businesses to manage various brands.
- [Building a balanced portfolio: a guide for novices](https://wizefive.com/gallery-post/): A well-defined statement helps participants focus their creativity and ensures everyone is on the same page. 
- [The role of inflation in your investment strategy](https://wizefive.com/audio-post/): When everyone understands and believes in the shared goal, they are motivated to work cohesively.
- [Secure your future: a guide to retirement planning](https://wizefive.com/classic-post/): Students must be equipped with the skills to navigate the digital world effectively, including using computers.

## Pages

- [Thank you — Institutional](https://wizefive.com/institutional-thank-you/)
- [Institutional](https://wizefive.com/institutional/)
- [About](https://wizefive.com/about/)
- [Contact](https://wizefive.com/contact-2/)
- [Legal notice](https://wizefive.com/terms-and-conditions/): Site publisher This website is published by Wizefive. Contact: info@wizefive.com. Regulatory status Wizefive is a subscription service that provides general information and an algorithmic shortlist together with a cash-protection allocation. It is not personalised investment advice and we never place trades on your behalf. Investing involves risk, including the possible loss of principal; past performance and any backtested results do not guarantee future results. Hosting This site is hosted by OVH / Hostinger. Intellectual property All content on this site (texts, graphics, logos, data) is the property of Wizefive or its licensors and may not be reproduced without prior written consent. […]
- [Log in](https://wizefive.com/login/)
- [Strategies](https://wizefive.com/strategies/)
- [Performance](https://wizefive.com/performance/): Historical, illustrative performance of the strategies behind the plans. Past performance does not guarantee future results.
- [Allocations](https://wizefive.com/allocations/)
- [Investment simulator](https://wizefive.com/investment/)
- [Account & billing](https://wizefive.com/billing/)
- [My account](https://wizefive.com/account/): Questions about your subscription or the data above? Contact us.
- [Dashboard - Free Membership](https://wizefive.com/dashboard-freemembership/): Previous Allocation As a free member, we are pleased to offer you access to the previous allocations. However, by upgrading your subscription, you will receive real-time data, along with exclusive newsletters and updates about WizeFive. To enjoy these benefits, simply click the button below to upgrade your subscription.   Upgrade Calculate your allocation
- [A test page](https://wizefive.com/performances-copy/): Subscribe Subscribe Subscribe Subscribe
- [Dashboard Copy](https://wizefive.com/dashboard-copy/): December allocation   Calculate your allocation —— TEST [wf_display_allocations]
- [New Membership from Imittis](https://wizefive.com/new-membership-from-imittis/): Special offer for IMITTIS members Valid till : January 31, 2025 Included :  The suggested allocations by month Simulation of portfolio based on your  cash Visualization of the performance of the allocations Newsletters regarding market developments
- [Packages](https://wizefive.com/subscribe/): Subscribe to one of our package Free Free Get access to previous quarter allocations Receive newsletters and market informations Follow portfolio's performance and market Subscribe now Personal € 10 /month Allocations and cash optimization monthly Easy portofolio allocation simulation Follow portfolio's performance and market Subscribe now Professional € 99 /month Personal package with addons included Tailored stop-loss portofolio allocations alerts Tailored take-profit portofolio allocations alerts Subscribe now Premium Request Professional packages including all addons Create your own universes of allocations Speak directly to our support team Get in touch
- [Login](https://wizefive.com/login-mepr-24409/): Login form
- [Dashboard](https://wizefive.com/dashboard/): Current allocation Calculate your allocation Previous allocation
- [History](https://wizefive.com/dashboard/history/): FEATURES Our services and solutions Discover how our cutting-edge algorithm can transform your stock trading experience and help you achieve unparalleled success, all while minimizing the time you spend on managing your stock allocations. Home Saving Think less. Save more. Put money away automatically while you live your life. Just set a goal and watch your savings grow. Contact management Automate repetitive tasks Improve customer retention Investing Sit back and invest Set yourself up for the future with a ready made investment plan that fits just right. Real-time tracking Customizable alerts Monthly allocations Budgeting Investing every payday Save money automatically while […]
- [How to invest](https://wizefive.com/dashboard/investment/): FEATURES Our services and solutions Discover how our cutting-edge algorithm can transform your stock trading experience and help you achieve unparalleled success, all while minimizing the time you spend on managing your stock allocations. Home Saving Think less. Save more. Put money away automatically while you live your life. Just set a goal and watch your savings grow. Contact management Automate repetitive tasks Improve customer retention Investing Sit back and invest Set yourself up for the future with a ready made investment plan that fits just right. Real-time tracking Customizable alerts Monthly allocations Budgeting Investing every payday Save money automatically while […]
- [Account](https://wizefive.com/dashboard/account-2/)
- [Your allocation](https://wizefive.com/your-allocation/)
- [Thank You](https://wizefive.com/thank-you/): Your subscription has been set up successfully. Now you can access to the monthly allocations proposal, with a complete tools for calculate automatically your portofolio  Go to your Dashboard Each time you will log in, you will find the dashboard
- [Login-memberpress](https://wizefive.com/login-2-2/)
- [FAQ](https://wizefive.com/faq/): What is the specificities of the algorythm? The specificity of the algorithm lies in its dual momentum approach, combined with a proprietary drawdown protection mechanism. It operates as follows: Stock Selection: The algorithm identifies the 5 best-performing stocks from the S&P 500 using relative momentum (top past performers) and filters out stocks with negative returns using absolute momentum. Drawdown Protection: This monthly optimization mechanism adjusts the allocation percentage for each selected stock and determines the optimal cash position to mitigate downside risk. For Pro subscribers, it includes daily monitoring with stop-loss and take-profit alerts, allowing dynamic intervention to lock in gains […]
- [Cart](https://wizefive.com/cart/)
- [Checkout](https://wizefive.com/checkout/)
- [My account](https://wizefive.com/dashboard/my-account/)
- [Shop](https://wizefive.com/shop/)
- [December 24 Allocations](https://wizefive.com/december-24-allocations/): Allocation for December 2024 Last modified: December 01, 2024 Allocations Get your portofolio Steps Performances Update: We recommend that you buy these stocks for the December 24 allocation. Calculate your own allocation amount Allocation Steps SELL : Sell all stocks  Philipps Morris  NVIDIA  BUY:  Oracle (ORCL)  Service Now (NOW) Netflix (NFLX) Walmart (WMT)  Tesla (TSLA) Performances Analysis of the last performances 
- [Form Boxed](https://wizefive.com/performances/form-boxed/): Book free consultation Feel free to reach out to us using the options below, and our dedicated team will respond to your inquiries promptly. Home Send us an email Fill out the form below, and we’ll be in touch to arrange a consultation at a time most suitable for you. Your name * Company name Phone number * Email address * Anything else you would like us to know? I understand and agree to the privacy policy.
- [Form Modern](https://wizefive.com/performances/form-modern/): Request a quote Feel free to reach out to us using the options below, and our dedicated team will respond to your inquiries promptly. Home Don’t hesitate to reach out. We’ll be happy to respond Fill out the form and discover your options for free. 1. Inquiry submission Submit your quote inquiry form. 2. Data evaluation We review your information. 3. Personalized suggestions We generate a custom quote. 4. Quote delivery Receive your quotes via email. 5. Follow-up Receive assistance with your questions. Contact details Your name * Phone number * Email address * How can we help? General enquiryBilling and […]
- [Form Classic](https://wizefive.com/performances/form-classic/): Plan a consultation Fill out the form below to request a free consultation. Our team will be available to return calls during business hours. Home Contact details Your name * Phone number * Email address * How can we help? General enquiryAccessibilityCorporate informationSecurity concernOther Project information Industry Approximate budget Other details Anything else you would like us to know? I understand and agree to the privacy policy. Help Center Have a question? Find your answer Explore answers to frequently asked questions about our complimentary consultation services. 1. Is the consultation really free? Absolutely! Our consultations are completely complimentary with no hidden […]
- [Performances](https://wizefive.com/performances/): Subscribe Subscribe Subscribe Subscribe
- [Portfolios](https://wizefive.com/portfolios/): Home Our latest works We guide game-changing companies, across platforms and places, through agile design and digital experience. All Business Corporate Creative Going global guide Corporate Creative Startup financial model Business Corporate Venture-backed startup Corporate Creative Data collection Business Corporate Venture capital Business Creative Market research Business Creative Operations planning Business Corporate Better digital banking Corporate Creative
- [Privacy policy](https://wizefive.com/privacy-policy/): Privacy policy Last modified: January 15, 2024 Information Log data Cookies Security External links Changes Contact us Information While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name (“Personal Information”). Information we collect We may collect various types of information from and about users of our Services, including: Personal Information: We may collect personally identifiable information, such as your name, email address, postal address, phone number, and other similar information when you provide it […]
- [Terms and conditions](https://wizefive.com/terms-and-conditions-old/): Terms and conditions Last modified: December 15, 2024 Our services Property rights Prohibited activities Services management Contact information Our services Acceptance of Terms: These Terms and Conditions (“Terms”) govern your use of the informations and related services (“Services”) provided by Wizefive (“Company”). By accessing or using our Services, you agree to comply with and be bound by these Terms. Disclaimer – No FINANCIAL ADVICE : The information provided on this website, including the allocation of five stocks based on our algorithm, is for informational and educational purposes only. It does not constitute financial advice, investment recommendations, or an offer to buy, […]
- [Book a demo](https://wizefive.com/book-a-demo/): Book a demo Feel free to reach out to us using the options below, and our dedicated team will respond to your inquiries promptly. Home REACH OUT Don’t hesitate to reach out. We’ll be happy to respond 1. Initial request Fill out the consultation form. 2. Information review Our team reviews your details. 3. Scheduling Schedule the consultation meeting. Your name * Company name Phone number * Email address * Anything else you would like us to know? I understand and agree to the privacy policy. Start today Ready to get started? Take the next step Experience unparalleled service, cutting-edge technology, […]
- [Contact](https://wizefive.com/contact/): Contact Us Let’s get in touch Have a question or feedback? Fill out the form below, and we’ll get back to you. Name Email address Message Help Center Get assistance We understand that sometimes you need a helping hand. Find the assistance you need below. We offer a range of comprehensive support options to assist you every step of the way. Whether you seek support, explore partnership opportunities, or have media inquiries, our dedicated teams are ready to assist. Sales & partnerships Explore collaboration opportunities and discuss potential partnerships to drive mutual growth and success. Contact sales Media inquiries Contact our […]
- [Pricing](https://wizefive.com/pricing/): Flexible Pricing Flexible pricing plans. Any scale. Whether you’re an individual, a small team, or a growing enterprise, we have a plan that aligns perfectly with your goals. Home Personal € 10 /month Strong passwords for user accounts on computers and mobile units One or more network units with firewall functionality installed Encrypted wireless networks which are protected by a secured protocol Purchase now Professional € 49 /month Software to protect against malicious code on all computers and mobile Back-up copying of information to the extent determined by the operation Strong passwords for user accounts on computers and mobile units Purchase […]
- [Features](https://wizefive.com/features/): FEATURES Our services and solutions Discover how our cutting-edge algorithm can transform your stock trading experience and help you achieve unparalleled success, all while minimizing the time you spend on managing your stock allocations. Home Saving Think less. Save more. Put money away automatically while you live your life. Just set a goal and watch your savings grow. Contact management Automate repetitive tasks Improve customer retention Investing Sit back and invest Set yourself up for the future with a ready made investment plan that fits just right. Real-time tracking Customizable alerts Monthly allocations Budgeting Investing every payday Save money automatically while […]
- [Blog](https://wizefive.com/blog/)
- [Wizefive homepage](https://wizefive.com/home-financial-planning/): Automate your saving investing allocation alerts with ease and precision Streamline savings, investing, allocation, and alerts management with our ingenuis algorythm and intuitive platform. Discover more Third Party API Integrations: When do you want to achive this All-in-one finance Financial control in your hand Effortlessly invest, track and analyse —taking control of your investment has never been simpler. Saving Secure your future Build savings, ensuring financial security for your future goals. Start saving Investing Grow your wealth Explore smart options and watch your wealth expand. Start investing Alerts Portofolio personalisation Set your own alerts by setting  ‘take profit’ or ‘stop loss’ […]

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